You can visit any licensed veterinarian in the US or Canada, including eligible specialists and emergency care clinics. NOTICE TO OKLAHOMA APPLICANTS:WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. NOTICE TO COLORADO APPLICANTS: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. 4. Based on a comparison of top pet insurance companies on ConsumerRating.org. Most plans offer a choice. These notes are kept by your veterinarian and are not typically sent home with you. Cancellation requests can be submitted in the form of fax, regular mail, email, or done verbally. Worth watching: Unlike Spot, Pumpkin offers just one reimbursement rate: 90%. Is it possible to cancel my pet insurance policy at any time? SPOT makes no representation or warranty regarding the Third-Party Products. Breeds Discover the personality and characteristics of your favorite cat or dog breeds. Access the member portal through our homepage. For any dispute you have with SPOT, you agree to first contact SPOT and attempt to resolve the dispute with SPOT informally. Spot Pet Insurance offers a 30-day money-back guarantee. Please consult a qualified veterinarian or other medical professional regarding any medical concerns or issues.3.2 No Legal Advice Provided. Their communication and attentiveness have been outstanding and we are very fortunate to be Spot Covered! RELEASE OF LIABILITY. I had to go through my bank to stop payment which cost me additional money. You can cancel your pet insurance at any time, yet there may be fees involved. You should not disregard legal advice as a result of any content on the Site, or otherwise consider any content on the Offerings to be a substitute for professional legal advice. Submit your claim on the Spot Pet Insurance website by. Advice Blog Learn more about how to take care of your pet, from feeding to training, at every life stage. Preventive Care reimbursements are based on a schedule. Instead of canceling your pet insurance policy, consider the following alternatives that help you maintain the coverage your cat or dog needs: Change the level of coverage. % of Medical Expenses. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@SPOTpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. Surplus lines insurance sold only through licensed surplus lines producers. Accident-only health plan. What you should know. NOTICE TO ILLINOIS APPLICANTS:A person who knowingly makes any false or fraudulent statement or presentation in or with reference to any application, or for the purpose of obtaining any fee, commission, money, or benefit from or in any company transacting business under this article, commits a Class A misdemeanor. How Much Does Spot Pet Insurance Cost? Accident & Illness coverage reimbursements are based on the invoice. BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. Sponsor is not responsible for any typographical or other error in the printing of these Official Rules or any materials associated with the administration of the Sweepstakes or the announcement of the prize. To review the plan best for you, click here. Vaccines & checkups. 3 Get your money back You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. Meanwhile, the average annual pet-insurance premium in 2017 was $516, while the average annual vet bill per pet the same year was $92. Veterinary Services. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policy holder or claimant for the purpose of defrauding or attempting to defraud the policy holder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies. To confirm that you want to stop paying for Pets Best Pet Health Insurance, click the "Cancel Automatic Payments" tab. If you are moving to a new state, please contact the Customer Service team at 1.800.905.1595. Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate. Email requests may go to help@gohealthypaws.com. Specific products, features, coverage limits, rates, and discounts may vary by province, eligibility, and are subject to change. SPOT makes no representation or warranty regarding the Third-Party Products. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. Plans provided by Spot do not cover pre-existing conditions. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. Your payments are processed automatically using the payment method and frequency we have on file. For questions, please email us at. These policies come with an annual deductible and annual coverage limits. For a full list of terms and conditions, click here to view a sample policy. NOTICE TO PENNSYLVANIA APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. You accept these changes by renewing your policy. NOTICE TO MAINE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. 1 Go to any vet Visit any vet, specialist or emergency clinic you'd like and pay your bill there. Yes, you can add preventive care coverage to your policy for a little more cost. 2. Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. Spot received a score of 91 out of 100 for its customizable and flexible plans, ensuring that pet owners only pay for what their pet needs. All provision indicating an ongoing obligation, which include but are not limited to 1. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. NOTICE TO APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600. Consumer Rating is a Fetch by The Dodo Partner. If you cancel your policy in the first 14 to 30 days after taking out coverage, and if you haven't made any claims, you'll often be entitled to a full refund. The Customer Service team will need to assist in updating your policy for your new state. Conditions occurring within policy waiting period(s). Figo is our pick for the most comprehensive pet insurance plan available. Based on this rating, Spot is on NerdWallet's list of the Best Pet Insurance Companies. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSORS SOLE DISCRETION) WILL RESULT IN SUCH INDIVIDUALS DISQUALIFICATION AS A WINNER AND ALL PRIVILEGES DUE SUCH INDIVIDUAL WILL BE IMMEDIATELY TERMINATED AND AN ALTERNATE PRIZE WINNER WILL BE SELECTED. These Terms or the Privacy Policy set forth the entire understanding between you and SPOT with respect to the subject matter hereof and supersede any prior or contemporaneous communications, representations, or agreements, whether oral or written, between you and SPOT with respect to such subject matter.5.3 No Waiver. However, if you are thinking about canceling your policy to find a better option, you can check out our Pet Insurance Advice Blog for detailed information on the top US pet insurance providers. Please consult qualified financial consultants regarding any investment, tax or other financial matters.Disclaimer of Warranties; Limitation of Liability; Disputes. Canceling coverage for one of your pets might increase the cost of coverage for your other pets. You can also get a pet insurance quote through your veterinarian or by shopping around online. Our helpful team is just one phone paw away or you can visit the contact page. 2 Upload receipt (s) After your visit, upload your receipt to submit your claim on our easy-to-use online portal. Spot is a pet insurance provider with a more customized approach to pet insurance, founded by people who love animals and wanted to make it easier for other pet parents to get their pets help. 303 Banyan Blvd, Suite 101. Many owners without pet insurance are faced with the decision to pay for expensive vet treatment and seriously damage their family budget or end their pets life. Click For Price Claims Form Download our latest claims form below. That can be a little disappointing for pet parents who want to lower their reimbursement rate in exchange for lower monthly fees or deductibles. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. Taking your pet to the vet when it comes down with a fever or breaks a bone is never cheap. NOTICE TO HAWAII APPLICANTS:For your protection, Hawaii law requires you to be informed that presenting a fraudulent claim for payment of a loss or benefit is a crime punishable by fines or imprisonment, or both. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. Dont let your pet develop a pre-existing condition before theyre insured. 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